/* HERO */

      .refund-hero {
        padding: 170px 0 90px;
        position: relative;
        overflow: hidden;
        background: linear-gradient(180deg, #001620 0%, #001e2b 100%);
      }

      .refund-hero::before {
        content: "";
        position: absolute;
        width: 500px;
        height: 500px;
        background: rgba(0, 237, 100, 0.12);
        filter: blur(150px);
        top: -100px;
        right: -100px;
      }

      .refund-badge {
        background: rgba(0, 237, 100, 0.12);
        color: #00ed64;
        padding: 8px 18px;
        border-radius: 50px;
        display: inline-block;
        font-size: 13px;
        font-weight: 600;
        margin-bottom: 20px;
      }

      .refund-title {
        font-size: 58px;
        font-weight: 800;
        line-height: 1.1;
        margin-bottom: 20px;
      }

      .refund-title span {
        color: #00ed64;
      }

      .refund-subtitle {
        color: #8aa3b0;
        font-size: 18px;
        max-width: 750px;
        line-height: 1.7;
      }

      /* MAIN CARD */
      .policy-wrapper {
        position: relative;
        margin-top: 40px;
        padding: 0 0 100px;
        z-index: 2;
      }

      .policy-card {
        background: #0b222c;
        border-radius: 28px;
        padding: 60px;
        border: 1px solid rgba(255, 255, 255, 0.05);
        box-shadow: 0 25px 70px rgba(0, 0, 0, 0.45);
        backdrop-filter: blur(10px);
      }

      .policy-section {
        margin-bottom: 45px;
      }

      .policy-section:last-child {
        margin-bottom: 0;
      }

      .policy-section h2 {
        font-size: 28px;
        margin-bottom: 18px;
        color: #fff;
        display: flex;
        align-items: center;
        gap: 14px;
      }

      .policy-section h2 i {
        color: #00ed64;
        font-size: 22px;
      }

      .policy-section p {
        color: #8aa3b0;
        line-height: 1.9;
        font-size: 16px;
      }

      .policy-section ul {
        padding-left: 20px;
        margin-top: 15px;
      }

      .policy-section ul li {
        margin-bottom: 14px;
        color: #cae7f8;
        line-height: 1.8;
      }

      .highlight-box {
        background: #112d3a;
        border-left: 4px solid #00ed64;
        padding: 22px;
        border-radius: 14px;
        margin-top: 25px;
      }

      .highlight-box p {
        margin: 0;
        color: #cae7f8;
      }

      .contact-box {
        background: linear-gradient(
          135deg,
          rgba(0, 237, 100, 0.12),
          rgba(17, 45, 58, 1)
        );

        padding: 30px;
        border-radius: 18px;
        margin-top: 25px;
      }

      .contact-box p {
        margin-bottom: 12px;
        color: #fff;
      }

      .contact-box i {
        color: #00ed64;
        margin-right: 10px;
      }

      /* MOBILE */

      @media (max-width: 768px) {
        .policy-wrapper {
          margin-top: -20px;
        }

        .policy-card {
          padding: 30px 22px;
          border-radius: 22px;
        }
      }

      @media (max-width: 768px) {
        .refund-title {
          font-size: 38px;
        }

        .refund-subtitle {
          font-size: 16px;
        }

        .policy-card {
          padding: 30px 22px;
        }

        .policy-section h2 {
          font-size: 22px;
        }
      }